Government-backed loans with competitive rates and longer terms for established businesses looking to expand.
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Premium Financing
Our SBA Loan programs provide $30,000 to $5,000,000 in government-backed financing with favorable terms for qualified businesses. SBA 7(a) and 504 loans offer lower rates and longer repayment periods than traditional financing. Perfect for purchasing real estate, refinancing debt, buying equipment, or expanding operations. With our expertise in SBA lending, we guide you through the process to secure the best terms—backed by our commitment to transparency and exceptional service.
💰 AMOUNT
⏱️ SPEED
📊 RATE
📝 TERMS
Qualifying is straightforward with our flexible criteria designed for your business.
We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.
$100K–$5M, 30-60 days
$10K–$1M, 2-7 days
$5K–$500K, 1-3 days
“Black Tie’s sba loans helped me grow my business seamlessly—transparent and fast!”
Alex R.
“Black Tie’s small business funding helped me grow my business seamlessly—transparent and fast!”
Alex R.
“The quick funding and expert guidance made expanding my business effortless.”
Maria S.
We specialize in SBA 7(a) loans (general purpose up to $5M) and SBA 504 loans (for real estate and equipment up to $5.5M combined with other lenders).
Typical SBA loan process takes 30-90 days from application to funding, depending on loan complexity and documentation completeness.
Most SBA loans require collateral, though the SBA typically doesn’t require collateral to fully secure the loan. Requirements vary by loan size and type.
SBA loans can be used for real estate purchase, equipment, working capital, refinancing, business acquisition, renovation, and more. Some restrictions apply
SBA 7(a) loans are more flexible and can be used for various purposes. SBA 504 loans are specifically for real estate and equipment purchases with longer terms and lower rates.
Apply now for fast, flexible funding—backed by our nationwide network and business expertise.
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