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Accounts Receivable Financing

Convert your outstanding invoices into immediate working capital to fuel your business growth.

$10,000 - $5M

Funding Range

Funded in 24-48 hours

Fast Funding

Premium Financing

Accounts Receivable Financing Overview

Accounts Receivable (AR) Financing provides businesses with immediate access to capital by leveraging unpaid invoices. Instead of waiting 30-90 days for customer payments, you can receive up to 90% of your invoice value within 24-48 hours. This flexible financing solution improves cash flow, helps you meet payroll, purchase inventory, and take advantage of growth opportunities without taking on traditional debt.

💰 AMOUNT

$10,000 - $5M

⏱️ SPEED

Funded in 24-48 hours

📊 RATE

1%-5% per month (based on invoice quality)

📝 TERMS

Flexible (based on invoice payment terms)

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What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
600+ preferred (we focus on your customers’ creditworthiness)
6+ months with steady invoicing
$20,000+ in monthly invoices
3 (based on bank statements)
Quality of accounts receivable, customer payment history, invoice aging
Last 3-6 months bank statements, accounts receivable aging report, sample invoices, business license
Check Your Eligibility

Why Use Black Tie Funding for Accounts Receivable Financing

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Quick Access to Cash
Get funded in 24-48 hours instead of waiting months for payment
Not a loan—you’re selling your invoices, so no monthly payments
Scale financing up or down based on your invoice volume
Maintain steady working capital to cover operating expenses
Spend time growing your business instead of chasing payments
Approval based on your customers’ credit, not yours
See All Funding Options

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