Get Started
View Your Options
Call Now: (754) 778-9024
Facebook-f Linkedin-in Instagram
Partner Login

Residential Investment Loans

Secure funding for your real estate investments—whether flipping properties, acquiring rentals, or expanding your portfolio.

$50K-$2M

Funding Range

3-7 Days

Fast Funding

Premium Financing

Fuel Your Real Estate Empire

Access institutional-grade financing designed exclusively for serious real estate investors

Our residential investment loans provide  $50,000 to $2M in flexible financing tailored for real estate investors. Use the funds for property acquisitions, renovations, flips, or long-term rental holdings. With competitive terms and quick funding, these loans help you capitalize on market opportunities while building your investment portfolio—backed by our commitment to transparency, no hidden fees, and personalized support.

đź’° AMOUNT

$50K - $2M

⏱️ SPEED

3-7 Days

đź“Š RATE

8%-15%

đź“ť TERMS

6M-30Y

Learn More

What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
600+ (options available for lower scores with strong property equity).
1+ year (or equivalent real estate experience).
$15,000 (or rental income equivalent from properties).
2 (based on bank statements).
Property value/equity, overall financial health, and real estate market/industry.
Bank statements (3-6 months), property appraisal/deed, investment plan, proof of ownership/experience, personal/business tax returns (for larger loans).
Quick Explainer:

We evaluate your Debt Service Coverage Ratio (DSCR) based on rental income vs. debt—ensuring affordable payments. Use our calculator to check eligibility.

Check Your Eligibility

Why Use Black Tie Funding for Residential Investment Loans

We stand out by offering investor-focused solutions with minimal paperwork, competitive rates for real estate, and transparent terms—empowering you to build wealth without surprises.

Fast and Convenient Process
Streamlined application tailored for investors, approvals in days.
Funding available with FICO as low as 600, including for newer investors.
Cover acquisitions, renovations, or refinancing with ease.
Access more capital as you repay and prove returns.
Dedicated advisor specializing in real estate from application to closing.
No hidden fees—full details upfront on rates and requirements.
See All Funding Options

Explore Similar Funding Solutions