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Business Line of Credit

Flexible revolving credit to manage cash flow, cover expenses, and seize opportunities as they arise.

$5K - $500K

Funding Range

1-3 Days

Fast Funding

Premium Financing

Business Line of Credit Overview

Our Business Line of Credit provides $5,000 to $500,000 in flexible revolving financing for your business. Draw funds as needed and only pay interest on what you use. Perfect for managing cash flow gaps, purchasing inventory, covering payroll, or handling unexpected expenses. With competitive terms and quick access to capital, our line of credit helps you maintain financial flexibility while growing your business—backed by our commitment to transparency and personalized support.

đź’° AMOUNT

$5K - $500K

⏱️ SPEED

1-3 Days

đź“Š RATE

5%-25%

đź“ť TERMS

6-36 months

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What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
620+ (flexible options for lower scores with strong business performance).
3+ months in business.
$8,000+ monthly.
3 or fewer (based on bank statements).
Debt-to-income ratio, business cash flow, industry type, and overall financial health.
Bank statements (3 months), business tax returns (if applicable), proof of ownership, and business financial statements.
Check Your Eligibility

Why Use Black Tie Funding for Business Line of Credit

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Fast and Convenient Process
Streamlined application process with approvals in as little as 24 hours.
Funding available for businesses with FICO as low as 620.
Reuse funds as you repay, providing ongoing access to capital.
Interest charged only on the amount you draw, not your entire credit line.
Dedicated business advisor from application to funding.
No hidden fees—full details upfront on rates and requirements.
 
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