SBA Loans

Government-backed loans with competitive rates and longer terms for established businesses looking to expand.

$30K - $5M

Funding Range

30-90 Days

Fast Funding

Premium Financing

SBA Loans Overview

Our SBA Loan programs provide $30,000 to $5,000,000 in government-backed financing with favorable terms for qualified businesses. SBA 7(a) and 504 loans offer lower rates and longer repayment periods than traditional financing. Perfect for purchasing real estate, refinancing debt, buying equipment, or expanding operations. With our expertise in SBA lending, we guide you through the process to secure the best terms—backed by our commitment to transparency and exceptional service.

💰 AMOUNT

$30K - $5M

⏱️ SPEED

30-90 Days

📊 RATE

6%-12%

📝 TERMS

10-25 years

What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
680+ required for most SBA programs.
2+ years in business (established operations required).
$100,000+ annual revenue.
1 or fewer (strong financial track record required).
Strong credit history, collateral availability, industry type, business plan, and debt service coverage ratio.
Business and personal tax returns (3 years), financial statements, business plan, personal financial statement, collateral documentation, and legal documents.

Why Use Black Tie Funding for SBA Loans

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Lowest Rates Available
Government-backed loans offer some of the most competitive rates in the industry.
Terms up to 25 years allow for lower monthly payments and better cash flow management.

 

Access up to $5 million for major business investments and expansions.
Use for real estate, equipment, working capital, refinancing, or business acquisition.
Use for real estate, equipment, working capital, refinancing, or business acquisition.
SBA loans help establish strong credit history for future financing needs.

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