Commercial Real Estate
Funding

Finance commercial properties including office buildings, retail spaces, warehouses, and multi-family properties.

$100K - $5M

Funding Range

30-60 Days

Fast Funding

Premium Financing

Commercial Real Estate Funding Overview

Our Commercial Real Estate Funding provides $100,000 to $5,000,000 for purchasing, refinancing, or renovating commercial properties. Whether you’re acquiring office space for your business, investing in retail properties, purchasing industrial warehouses, or expanding into multi-family real estate, we offer competitive rates and flexible terms. Our commercial real estate specialists guide you through the process, analyzing property cash flow and market conditions to structure optimal financing—backed by our commitment to transparency and exceptional service.

đź’° AMOUNT

$100K - $5M

⏱️ SPEED

30-60 Days

📊 RATE

6%-12%

📝 TERMS

5-30 years

What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
660+ (varies by property type and loan-to-value ratio).
2+ years business operation or real estate investment experience.
Strong property cash flow with DSCR of 1.20+ (rental income covers debt service).
1 or fewer (strong financial track record required).
Property value and condition, loan-to-value ratio (typically 70-80%), debt service coverage ratio, borrower liquidity, property location, and market conditions.
Property appraisal, rent roll (for income properties), environmental report, property insurance, business and personal tax returns (3 years), financial statements, personal financial statement, and purchase agreement or refinance documents.

Why Use Black Tie Funding for Commercial Real Estate Funding

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Large Loan Amounts
Access up to $5 million for substantial commercial property investments.
Terms up to 30 years provide lower payments and better cash flow for investment properties.

Finance office buildings, retail spaces, industrial warehouses, multi-family properties, and more.

Work with specialists who understand property valuation, DSCR analysis, and market dynamics.
Whether acquiring new properties or refinancing existing ones, we have solutions.
Underwriting based on property cash flow and value, not just personal income.

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