Equipment

Financing

Acquire the equipment and machinery you need to operate and grow your business without depleting cash reserves.

$10K - $1M

Funding Range

2-7 Days

Fast Funding

Premium Financing

Equipment Financing Overview

Our Equipment Financing provides $10,000 to $1,000,000 for purchasing or leasing business equipment and machinery. Whether you need manufacturing equipment, vehicles, technology, medical devices, or restaurant equipment, we offer competitive rates with the equipment itself serving as collateral. Preserve your working capital while accessing the tools you need to operate efficiently and grow. Fast approvals and flexible terms—backed by our commitment to transparency and personalized service.

💰 AMOUNT

$10K - $1M

⏱️ SPEED

2-7 Days

📊 RATE

7%-20%

📝 TERMS

2-7 years

What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
600+ (equipment serves as collateral, making approval easier).
6+ months in business.
$10,000+ monthly.
3 or fewer (based on bank statements).
Equipment value, down payment (if required), business cash flow, and industry type.
Bank statements (3-6 months), equipment quote/invoice, business financial statements, proof of ownership, and equipment specifications.

Why Use Black Tie Funding for Equipment Financing

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Equipment as Collateral
The equipment itself serves as collateral, making approval easier even with lower credit scores.
Finance equipment without depleting cash reserves needed for daily operations.
Quick approvals with funding in as little as 2-7 days for urgent equipment needs.
Terms structured to match equipment lifespan and your business cash flow.
Potential tax deductions on equipment financing payments and depreciation.
Finance vehicles, machinery, technology, medical equipment, restaurant equipment, and more.

Explore Similar Funding Solutions

Business Line of Credit

$5K–$500K, 1-3 days

SBA Loans

$30K–$5M, 30-90 days

Working Capital Loans

$10K–$1M, 1-5 days

What Our Clients Say

Frequently Asked Questions

What types of equipment can I finance?
Almost any business equipment: vehicles, machinery, computers, medical devices, restaurant equipment, construction equipment, manufacturing machinery, and more.
Equipment financing means you own the equipment (with a loan to pay off). Leasing means you rent the equipment for a period. We offer both options.
Down payments typically range from 0-20% depending on equipment type, creditworthiness, and lender requirements. Many deals require no money down.
Yes, we finance both new and used equipment, though newer equipment typically qualifies for better terms.
Since the equipment serves as collateral, the lender can repossess the equipment. Personal guarantees may also apply depending on the loan structure.

Ready to Grow Your Business?

Apply now for fast, flexible funding—backed by our nationwide network and business expertise.

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Equipment Financing

Financing for business equipment and machinery
Amount Range
$10,000–$1M
Funding Speed
1-5 days
Term
12-84 months
Rate
8-20% APR
Min Credit Score
600+
Time in Business
6+ months
Min Monthly Revenue
$15K/month
Max Negative Days
3 per month
Full Transparency
What’s Involved: Simple application process with minimal documentation required.
True Costs: All fees are disclosed upfront with no hidden charges or surprises.
Payment Schedule: Clear payment terms with flexible options to match your cash flow.