Asset Based

Lending

Secure substantial financing by leveraging your company’s assets—inventory, equipment, real estate, and receivables.

$100,000 - $20M+

Funding Range

Funded in 7-21 days

Fast Funding

Premium Financing

Asset Based Lending Overview

Asset Based Lending (ABL) is a flexible financing solution that allows businesses to borrow against the value of their assets. Unlike traditional loans that focus primarily on credit scores and cash flow, ABL uses your tangible business assets as collateral. This makes it ideal for companies with significant inventory, equipment, real estate, or accounts receivable. ABL provides larger loan amounts, longer terms, and can support rapid growth, acquisitions, turnarounds, or seasonal needs.

💰 AMOUNT

$100,000 - $20M+

⏱️ SPEED

Funded in 7-21 days

📊 RATE

Prime + 2-5% (4%-8% typical)

📝 TERMS

1-5 years (revolving lines available)

What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
620+ preferred.
2+ years with substantial assets.
$100,000+ with strong asset base
2 (based on bank statements).
Value and quality of collateral assets, asset liquidity, industry type
Financial statements, asset appraisals, accounts receivable aging, inventory reports, equipment list, tax returns (2 years)

Why Use Black Tie Funding for Asset Based Lending

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Large Loan Amounts
Access $100K to $20M+ based on asset value.
Approval based on collateral, not just credit history.
Revolving lines of credit or term loans available.
Fund expansion, acquisitions, or seasonal inventory.
1-5 year terms with competitive rates.
Leverage inventory, equipment, real estate, and receivables simultaneously.

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