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Debt Consolidation Loans

Simplify multiple business debts into one payment with better terms and improved cash flow.

$20K - $1M

Funding Range

3-7 Days

Fast Funding

Premium Financing

Debt Consolidation Loan Overview

Our Business Debt Consolidation Loans provide $20,000 to $1,000,000 to combine multiple high-interest business debts into a single, manageable payment. Consolidate merchant cash advances, high-interest loans, credit cards, and lines of credit into one loan with better terms. Reduce your monthly payment burden, improve cash flow, simplify bookkeeping, and potentially save thousands in interest. Fast approval process to help you escape the debt trap and regain financial control—backed by our commitment to transparency and helping businesses thrive.

đź’° AMOUNT

$20K - $1M

⏱️ SPEED

3-7 Days

đź“Š RATE

9%-25%

đź“ť TERMS

12-60 months

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What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
620+ (shows improvement path despite current debt burden).
1+ year in business (showing business viability).
$15,000+ monthly revenue to support consolidated payment.
3 or fewer (despite existing debts).
Total debt amount, current payment obligations, business cash flow, debt-to-income ratio, and industry stability.
Bank statements (3-6 months), list of current debts with balances and payment schedules, business financial statements, tax returns (if available), and payoff letters from existing creditors.
Check Your Eligibility

Why Use Black Tie Funding for Debt Consolidation Loan

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Lower Monthly Payments
Significantly reduce your total monthly payment burden and improve daily cash flow.
Replace high-interest MCAs and loans with a single lower-rate consolidated loan.
One payment, one lender, one date—no more juggling multiple creditors and due dates.
Break the cycle of stacking debts and struggling with overwhelming payment obligations.
Paying off multiple debts and establishing a positive payment history improves your credit profile.
Consolidate some or all debts depending on your goals and qualification.
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