Purchase Order Financing

Fulfill large orders from creditworthy customers without tying up your working capital or credit lines.

$10K - $1M

Funding Range

2-5 Days

Fast Funding

Premium Financing

Purchase Order Financing Overview

Our Purchase Order Financing provides $10,000 to $1,000,000 to cover the cost of fulfilling large customer orders. Perfect for product-based businesses that need to pay suppliers upfront but won’t receive customer payment until delivery. We pay your supplier directly, you fulfill the order, and we collect payment from your customer. Ideal for growing businesses with big opportunities but limited cash. Fast approval based on your customer’s creditworthiness and the order profitability—backed by our commitment to helping businesses scale.

💰 AMOUNT

$10K - $1M

⏱️ SPEED

2-5 Days

📊 RATE

2%-6% per transaction

📝 TERMS

30-120 days

What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score
Not a primary factor—customer creditworthiness is key.

 

6+ months in business with established supplier relationships.
$100,000+ annual revenue with product-based business model.
Not a primary factor for P.O. financing approval.
Customer creditworthiness, order profitability margins (typically 20%+ gross margin required), reliable suppliers, and product quality.
Purchase order from customer, supplier quote or invoice, customer credit information, profit margin breakdown, supplier payment terms, and business operational history.

Why Use Black Tie Funding for Purchase Order Financing

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Fulfill Large Orders
Accept big orders from major customers without cash flow constraints limiting your growth.
Don’t tie up your cash or credit lines—use P.O. financing specifically for the order.
Take on orders 10x or 20x your normal volume without financial strain.
Get approved and funded in days, not weeks—don’t lose opportunities due to timing.

Business health, industry type, overall financial profile, and growth potential.

Often combined with invoice factoring for complete supply chain financing.

Explore Similar Funding Solutions

Invoice Factoring

$10K–$5M, 1-3 days

Working Capital Loans

$10K–$1M, 1-5 days

Business Line of Credit

$5K–$500K, 1-3 days

What Our Clients Say

Frequently Asked Questions

How does purchase order financing work?
You receive a large P.O. from a customer. We verify the order and pay your supplier. You fulfill and ship the order. Your customer pays us, and we send you the profit after deducting our fee.
Distributors, wholesalers, importers, manufacturers, and resellers who sell physical products to businesses or government entities.
P.O. financing typically works best for resellers/distributors. If you manufacture, consider working capital loans or invoice factoring for manufacturing costs.
Fees typically range from 2-6% per transaction, depending on order size, customer creditworthiness, profit margins, and fulfillment timeline.
Yes! As long as each order meets our criteria, you can finance multiple purchase orders simultaneously.

Ready to Grow Your Business?

Apply now for fast, flexible funding—backed by our nationwide network and business expertise.

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P.O. Financing

Funding to fulfill large purchase orders
Amount Range
$10,000–$1M
Funding Speed
1-3 days
Term
30-180 days
Rate
2-6% per transaction
Min Credit Score
600+
Time in Business
6+ months
Min Monthly Revenue
$25K/month
Max Negative Days
3 per month
Full Transparency
What’s Involved: Simple application process with minimal documentation required.
True Costs: All fees are disclosed upfront with no hidden charges or surprises.
Payment Schedule: Clear payment terms with flexible options to match your cash flow.