Small Business Funding

Fast, flexible funding from $5,000 to $1M—get approved in 1-2 days and fuel your business growth with capital designed for your success.

$5K - $1M

Funding Range

1-2 Days

Fast Funding

Premium Financing

Small Business Funding Overview

Our small business funding provides $5,000 to $1M in fast, flexible capital to help your business thrive. Whether you need working capital, equipment purchases, inventory, expansion funds, or cash flow management, we deliver quick approvals with minimal documentation. With terms from 2-36 months and funding in as little as 1-2 days, you can seize opportunities without delay. We focus on your business potential, not just credit scores—backed by our commitment to transparency, personalized support, and no hidden fees.

💰 AMOUNT

$5K - $1M

⏱️ SPEED

1-2 Days

📊 RATE

5%-45%

📝 TERMS

2-36 months

What Do You Need to Qualify?

Qualifying is straightforward with our flexible criteria designed for your business.

Minimum Credit Score

500+ (options available for lower scores with strong business revenue).

3+ months in business with consistent operations.

$8,000+ monthly revenue.

4 or fewer within a month (flexible based on overall financial health).

Business health, industry type, overall financial profile, and growth potential.

Bank statements (3-6 months), business verification documents, income documentation, and business tax returns (if applicable).

Why Use Black Tie Funding for Small Business Funding

We stand out by offering business-focused solutions with minimal paperwork, competitive rates, and transparent terms.

Fast and Convenient Process

500+ (options available for lower scores with strong business revenue).

3+ months in business with consistent operations.

$8,000+ monthly revenue.

4 or fewer within a month (flexible based on overall financial health).

Business health, industry type, overall financial profile, and growth potential.

Bank statements (3-6 months), business verification documents, income documentation, and business tax returns (if applicable).

Explore Similar Funding Solutions

Equipment Financing

$10K–$1M, 1-5 days

Business Line of Credit

$10K–$1M, 1-5 days

SBA Loans

$10K–$1M, 1-5 days

What Our Clients Say

Frequently Asked Questions

What credit score do I need for small business funding?

We work with businesses with credit scores as low as 500. While higher scores may qualify for better rates, we focus on your overall business health and revenue potential rather than credit score alone.

Most qualified applicants receive approval within 1-2 days. Once approved, funding can be deposited into your account within 24-48 hours, allowing you to access capital quickly.

You can use small business funding for virtually any business purpose: working capital, inventory purchases, equipment, expansion, hiring, marketing, cash flow management, or seizing growth opportunities.

No. We believe in complete transparency. All costs, rates, and terms are disclosed upfront during the application process. You’ll know exactly what you’re paying before you commit.

We offer flexible payment schedules including daily, weekly, or monthly payments. Payments are structured based on your business’s cash flow to ensure affordability and sustainability.

Ready to Grow Your Business?

Apply now for fast, flexible funding—backed by our nationwide network and business expertise.

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Small Business Funding Details
Complete breakdown of terms and process.
What's Involved:
True Costs:
No hidden fees. All costs are transparent and calculated upfront.